Accounting for entrepreneurs

Your business, guided — not just accounted for.

DigMe combines cloud-based accounting with hands-on advisory support. We handle the compliance, spot the opportunities, and help you make better decisions at every stage of growth.

Book a free consultation Our services

Cloud-first from day one

Xero-powered books, automated bank feeds, real-time visibility. No paper, no manual imports, no chasing statements.

Compliance handled — on time, every time

SARS, CIPC, payroll, VAT. We track every deadline and file everything correctly. You won't face a penalty for something we missed.

A real partner, not a once-a-year accountant

Ongoing strategic advice, monthly reports, and a direct line to your accountant whenever you need one.

How it works

Up and running in three steps

No long onboarding, no paperwork maze. We move quickly and keep it simple.

We get to know your business

A free 30-minute consultation to understand your structure, your goals, and what's not working right now. No obligation.

We set you up on the right tools

Xero migration or setup, bank feeds connected, chart of accounts structured correctly for your industry and entity type.

You get clarity, every month

Monthly management accounts, ongoing compliance, proactive advice. Delivered on time, every month. No surprises.

Digital-first accounting

Modern tools. Real-time numbers. Zero paper.

We built DigMe around cloud accounting from the start. Not as an afterthought. Your numbers are online, up to date, and accessible whenever you need them.

See how we work

Xero as the backbone

All clients on Xero — automated bank feeds, real-time reconciliation, instant reporting.

Live management reports

Monthly P&L, balance sheet, and cash flow — always up to date, always accessible online.

Direct access to your accountant

No ticket queues or call centres. A direct line for questions, decisions, and advice when it matters.

Deadline management built in

Every SARS, CIPC, and payroll deadline tracked and acted on — without you having to remember a thing.

Services

Everything under one roof

We handle the full scope. Accounting, tax, payroll, compliance. No referrals, no handoffs, no gaps.

Cloud Accounting & Xero

Setup, migration, and ongoing management. Automated bank feeds, reconciliations, and real-time books that are always audit-ready.

Bookkeeping

Monthly transaction processing, creditor management, and bank reconciliations — clean books delivered on schedule.

Tax Compliance

Income tax, provisional tax, and VAT returns filed correctly and on time. We handle SARS correspondence and any queries too.

Payroll Management

Monthly payroll runs, EMP201 submissions, IRP5 certificates, and full UIF compliance — accurate and on time every month.

Management Reports

Monthly management accounts, budget-versus-actual analysis, and the commentary you need to actually understand your numbers.

Annual Financial Statements

IFRS-compliant AFS prepared for companies and close corporations — essential for compliance, banking, and investment decisions.

Company Registration & CIPC

New company registrations, director changes, name changes, and annual return submissions — all company secretarial work handled.

Budgets & Forecasting

Financial models and cash flow forecasts to help you plan ahead, manage growth, and make informed decisions with confidence.

Outsourced Accounting

A fully remote accounting function — all the capability of an in-house finance team, without the overhead. Scalable as you grow.

More than just compliance

We help you build a business that works.

Most accountants show up at year-end. We check in monthly. We ask the questions most business owners haven't thought to ask yet. When something looks off, we say so.

Whether you're just starting out, scaling up, or trying to get your finances under control, we give you the context and the clarity to make better decisions.

Right structure from the start

Sole prop vs company vs trust — we explain the trade-offs so you're not undoing decisions three years later.

Proactive, not reactive

We flag issues before they become problems — cash flow gaps, missed deductions, registration triggers.

Plain language, always

No jargon, no vague answers. You get a clear explanation of what's happening and what to do about it.

Startup Structuring

Advised a Cape Town e-commerce founder on company structure before launch — saving an estimated R42k in tax in year one by choosing the right entity type.

Advisory

VAT Registration Timing

Identified the right time for a service business to register for VAT voluntarily — improving cash flow and unlocking input tax claims on software and equipment.

Tax Planning

Growth Planning

Built a 12-month cash flow forecast for a growing creative agency, helping them plan a hire 6 months in advance and avoid a working capital crunch.

Forecasting

FAQ

Common questions

We work on fixed monthly fees — no surprise invoices, no hourly billing. The fee depends on the scope of work: a sole proprietor needing basic bookkeeping and tax is priced very differently to a company requiring payroll, VAT, management accounts, and advisory. Book a free consultation and we'll give you a clear, itemised quote based on your actual situation.

Provisional tax is how SARS collects income tax in advance from people who earn income that isn't subject to PAYE — so most business owners, freelancers, and directors qualify. You pay in two instalments per year (August and February), with an optional third payment in September. Miss a deadline or underpay, and SARS charges penalties and interest. We calculate your provisional tax liability, file the returns, and make sure you're never caught short.

VAT registration becomes compulsory once your taxable turnover exceeds R2.3 million in any 12-month period. You can register voluntarily once you've exceeded R120 000 in any 12-month period — which can actually improve your cash flow position if you have significant VAT-able expenses. Timing this correctly matters, and it's one of the things we proactively flag for clients approaching the threshold.

SARS imposes automatic penalties for late filing — R250 per month for individuals, and up to 10% of the tax liability for late payment, plus interest at the prescribed rate. Repeated non-compliance can trigger a SARS audit. If you've already missed a deadline, the sooner you act the better — voluntary disclosure before SARS contacts you typically results in reduced penalties. We handle SARS correspondence and can help get your affairs in order.

Yes — and it's more straightforward than most people expect. We manage the transition for you: requesting records from your previous accountant, reviewing your compliance history, and getting everything up to date on Xero before we take over. Most clients are fully onboarded within two to four weeks with no disruption to their day-to-day. The best time to switch is usually just after your financial year-end, but we can start at any point in the year.